Article 27 GuideEU AI Act

EU AI Act FRIA and high-risk impact assessments

A practical guide to when Article 27 requires a fundamental rights impact assessment for high-risk AI systems and what evidence the deployer should be ready to show.

Covers Article 6(2) and Annex III classification, the critical-infrastructure carveout, deployer categories, DPIA overlap, authority notification, and EU database registration records.

Author
Sorena AI
Published
May 9, 2026
Updated
Jul 26, 2026
Sections
5

Structured answer sets in this page tree.

Primary sources
5

Cited legal and guidance references.

Publication metadata
Sorena AI
Published May 9, 2026
Updated Jul 26, 2026
Overview

Run a under Article 27 before first use only when both tests are met: the system is high-risk under Article 6(2) and the deployer is a public-law body, a private entity providing public services, or a deployer of the specified credit or life-and-health-insurance systems. Annex III point 2 critical-infrastructure systems are excluded. The assessment must cover the actual use, affected people, rights risks, oversight, mitigation, governance, and complaint routes. Regulation (EU) 2026/1744 moves the applicable Chapter III duties for Annex III systems to 2 December 2027.

Section 1

When Article 27 requires a FRIA

Article 27 is triggered before deployment of a high-risk AI system referred to in Article 6(2), meaning an AI system listed in Annex III. The article excludes high-risk AI systems intended for the critical-infrastructure area listed in Annex III point 2.

The deployer must be in one of the covered categories: a body governed by public law, a private entity providing public services, or a deployer of Annex III point 5(b) or 5(c) systems. Point 5(b) covers systems used to evaluate the creditworthiness of natural persons or establish a credit score, except systems used to detect financial fraud. Point 5(c) covers risk assessment and pricing for natural persons in life and health insurance.

A provider's documented Article 6(3) conclusion that an Annex III system is not high-risk removes the Article 27 trigger unless that classification is later rejected or the system changes. The deployer should obtain that assessment and its Article 49(2) registration evidence rather than assuming every Annex III-labelled product requires a FRIA.

Regulation (EU) 2026/1744 was published on 24 July 2026 and enters into force on 27 July 2026. It moves Chapter III Sections 1 to 3 to 2 December 2027 for Article 6(2) Annex III systems. Article 111 contains separate transition rules for systems placed on the market or put into service before the applicable date, including a 2 August 2030 deadline for high-risk systems intended for use by public authorities. Keep the classification route, applicable provision, system history, and date conclusion in the FRIA scope record.

  • Start with the Article 6(2) question: is the system listed in Annex III rather than only product-safety high-risk under Article 6(1)?
  • Check the Annex III point: point 2 critical infrastructure is carved out of Article 27 and has national-level registration treatment under Article 49.
  • Identify the deployer category: public-law body, private public-service provider, creditworthiness or credit-score deployer, or life/health insurance risk-pricing deployer.
  • Treat the FRIA as a pre-deployment requirement for the first use of the covered high-risk AI system, not as a post-launch audit.
Section 2

How Article 6(2), Article 6(3), and Annex III affect the assessment

Article 6(2) says AI systems referred to in Annex III are high-risk. Article 6(3) then creates a route for an Annex III system not to be treated as high-risk where it does not pose a significant risk of harm to health, safety, or fundamental rights, including by not materially influencing decision-making.

That Article 6(3) route is evidence-heavy. The provider must document the assessment before the system is placed on the market or put into service and is subject to Article 49(2) registration. A system listed in Annex III remains always high-risk when it performs profiling of natural persons.

  • Record the exact Annex III area and subpoint, such as education, employment, essential services, law enforcement, migration, justice, or democratic processes.
  • If relying on Article 6(3), keep the provider's documented non-high-risk assessment and the Article 49(2) registration evidence.
  • Do not use Article 6(3) to downgrade an Annex III system that performs profiling of natural persons.
  • For Annex III point 2 critical infrastructure, keep the classification evidence even though Article 27 FRIA and EU database registration under Article 49 use different treatment.
Section 3

What the Article 27 FRIA must contain

The FRIA should be written around the deployer's real process, not around the vendor's general product description. Article 27 requires the deployer to assess the impact on fundamental rights that the use of the high-risk system may produce in the specific deployment context.

The required record should connect provider information under Article 13 with deployer facts: where the system is used, how often, who is affected, what harms may occur, how human oversight operates, and what happens if a risk materialises.

  • Describe the deployer's process in which the high-risk AI system will be used, aligned to the system's intended purpose.
  • State the period of time and frequency with which each high-risk AI system is intended to be used.
  • Identify the categories of natural persons and groups likely to be affected in the specific context.
  • Describe specific risks of harm to those people or groups, taking into account the provider information given under Article 13.
  • Describe implementation of human oversight measures according to the instructions for use.
  • Define measures for materialised risks, including internal governance and complaint mechanisms.
Section 4

DPIA overlap, notification, and updates

A FRIA does not replace a data protection impact assessment. From 27 July 2026, amended Article 27(4) allows the deployer to cross-reference the relevant parts of a DPIA under GDPR Article 35 or Law Enforcement Directive Article 27, or include those parts in the FRIA, when they already satisfy an Article 27 obligation. The deployer must still complete every FRIA element the DPIA does not cover.

After completing the FRIA, the deployer must notify the market surveillance authority of the results by submitting the filled-out Article 27 template. Use the template and filing route made available by the AI Office and the receiving authority; do not invent a form or treat this page as the prescribed template. Article 27 limits the obligation to the first use, while requiring updates when relevant assessment elements have changed or are no longer current.

  • Cross-reference or include DPIA analysis only for Article 27 obligations it actually satisfies; complete the remaining FRIA coverage for fundamental-rights impacts beyond data protection.
  • Keep the DPIA summary, FRIA summary, Article 13 provider information, instructions for use, oversight design, and complaint mechanism together.
  • Submit the filled-out Article 27 template to the market surveillance authority unless a specific Article 46(1) exemption applies.
  • Set update triggers for changes to process, use period or frequency, affected groups, risk profile, oversight measures, governance, or complaint mechanisms.
Section 5

Registration evidence to keep with the FRIA

FRIA evidence and registration evidence should be tied together because Article 49 and Annex VIII require registration information for certain high-risk AI systems and deployer uses. Public authorities, Union institutions, bodies, offices or agencies, and persons acting on their behalf must register before putting into service or using an Annex III high-risk AI system, except Annex III point 2 critical infrastructure systems.

Annex VIII Section C specifies deployer registration information, including the deployer's details, the submitter's details, the provider's EU database entry URL, a summary of the FRIA findings, and a summary of the DPIA where applicable.

Does every EU AI Act high-risk AI system need an Article 27 FRIA?

No. Article 27 applies to covered deployers before using a high-risk AI system referred to in Article 6(2), with an express exception for Annex III point 2 critical infrastructure systems. It does not apply merely because a system is high-risk under Article 6(1).

Can an EU AI Act FRIA be folded into a GDPR DPIA?

Only partly. From 27 July 2026, amended Article 27 allows the deployer to cross-reference relevant DPIA sections or include them in the FRIA when they already satisfy an Article 27 obligation. The deployer must still complete every process, affected-group, rights-risk, oversight, mitigation, governance, complaint, notification, and registration element the DPIA does not cover.

What should be ready before notifying the market surveillance authority of Article 27 FRIA results?

The deployer should have the completed Article 27 template, deployment-process description, use period and frequency, affected categories of people, harm-risk analysis, human oversight description, mitigation and complaint arrangements, and any linked DPIA summary.

  • For provider-side registration, keep the provider's EU database entry, intended-purpose description, status, Member States, declaration of conformity, instructions for use, and certificate details where applicable.
  • For deployer-side registration, keep the deployer contact details, submitter details, provider database URL, FRIA findings summary, and DPIA summary where applicable.
  • For law enforcement, migration, asylum, and border-control systems in Annex III points 1, 6, and 7, note that Article 49 uses a secure non-public section of the EU database.
  • For Annex III point 2 critical infrastructure systems, Article 49 says registration is at national level rather than the EU database route described for other Annex III systems.
Primary sources

References and citations

ai-act-service-desk.ec.europa.eu
Referenced sections
  • Supports Article 49 registration duties, the Annex III point 2 exception, secure non-public sections, and national-level registration for critical infrastructure systems.
"Certain high-risk AI systems used in the area of critical infrastructure are registered at the national level."
digital-strategy.ec.europa.eu
Referenced sections
  • Provides Commission context for the AI Act's risk-based approach and examples of high-risk use cases.
"AI use cases that can pose serious risks to health, safety or fundamental rights"
eur-lex.europa.eu
Referenced sections
  • Primary legal text for Article 49 and Annex VIII registration fields, including deployer FRIA and DPIA summaries.
"A summary of the findings of the fundamental rights impact assessment"
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