Article 27 GuideEU AI Act

EU AI Act FRIA and high-risk impact assessments

Some organisations must assess fundamental-rights impacts before using specified high-risk AI.

Check the system and deployer first. A (FRIA) is required only for the uses covered by Article 27.

Author
Sorena AI
Published
May 9, 2026
Updated
Oct 21, 2026
Overview

A is a pre-use review of how an AI deployment may harm people's rights. Article 27 requires it for specified Annex III high-risk systems used by public-law bodies, private public-service providers, or specified credit and life/health-insurance deployers. Critical-infrastructure systems in Annex III point 2 are excluded. The amended Annex III Chapter III duties apply from 2 December 2027, subject to applicable transitions.

Section 1

1. Check whether Article 27 applies

Both the system and the deployer must be covered. The system must be high-risk under Article 6(2), the Annex III use-case route. Article 27 excludes Annex III point 2 critical infrastructure.

Covered deployers are public-law bodies, private entities providing public services, and deployers of Annex III point 5(b) or 5(c) systems. Point 5(b) covers individual creditworthiness or credit scoring, except fraud detection. Point 5(c) covers individual life and health insurance risk assessment and pricing.

If a provider has validly documented that an Annex III system is not high-risk under Article 6(3), Article 27 is not triggered unless that classification is rejected or the system changes. Obtain the assessment and Article 49(2) registration evidence.

Regulation (EU) 2026/1744 was published on 24 July 2026 and entered into force on 27 July 2026. It moves Chapter III Sections 1-3 for Annex III systems to 2 December 2027. Article 111 separately addresses existing systems, including a 2 August 2030 deadline for systems intended for public-authority use. Record the route, duty, system history and applicable date.

  • Confirm the Article 6(2) Annex III route. High-risk status under the Article 6(1) product route alone does not trigger Article 27.
  • Check the Annex III point: point 2 critical infrastructure is carved out of Article 27 and has national-level registration treatment under Article 49.
  • Identify the deployer category: public-law body, private public-service provider, creditworthiness or credit-score deployer, or life/health insurance risk-pricing deployer.
  • Complete the FRIA before first use of the covered high-risk system.
Section 2

2. Confirm the high-risk classification

Annex III lists high-risk use cases. Article 6(3) allows a system on that list to be treated as non-high-risk only where it does not pose a significant risk to health, safety or fundamental rights, including by not materially influencing decisions, and meets at least one listed condition.

The conditions concern narrow procedural tasks, improving completed human work, detecting patterns or deviations without replacing or influencing a completed human assessment without proper human review, or preparing an Annex III assessment. A supplier's claim that a human makes the final decision is insufficient on its own.

The provider must document the assessment before market placement or service and meet Article 49(2) registration duties. An Annex III system that profiles people always remains high-risk.

  • Record the exact Annex III area and subpoint, such as education, employment, essential services, law enforcement, migration, justice, or democratic processes.
  • If relying on Article 6(3), keep the provider's documented non-high-risk assessment and the Article 49(2) registration evidence.
  • Do not use Article 6(3) to downgrade an Annex III system that performs profiling of natural persons.
  • For Annex III point 2 critical infrastructure, keep the classification evidence even though Article 27 FRIA and EU database registration under Article 49 use different treatment.
Section 3

3. Assess the real deployment

Write the FRIA around your organisation's process and the people affected. Article 27 requires the deployment's specific rights impacts; the supplier's general product description cannot supply every fact.

Use the provider's Article 13 information alongside your own evidence. Cover where and how often the system operates, affected groups, possible harms, human oversight and what happens if a risk occurs. The list below covers the required contents.

Operational example: for covered credit scoring, record who may be disadvantaged by missing or inaccurate data, how trained reviewers check contested outcomes, who can suspend use and how applicants can complain. Link the supplier limitations, review procedure and complaint owner. This example helps organise the work; it is not a statutory form.

  • Describe the deployer's process in which the high-risk AI system will be used, aligned to the system's intended purpose.
  • State the period of time and frequency with which each high-risk AI system is intended to be used.
  • Identify the categories of natural persons and groups likely to be affected in the specific context.
  • Describe specific risks of harm to those people or groups, taking into account the provider information given under Article 13.
  • Describe implementation of human oversight measures according to the instructions for use.
  • Define measures for materialised risks, including internal governance and complaint mechanisms.
Section 4

4. Reuse DPIA work, notify results and update

A data protection impact assessment (DPIA) examines personal-data risks. Amended Article 27(4), in force from 27 July 2026, allows relevant DPIA parts to be cross-referenced or included when they already meet a FRIA obligation. This covers GDPR Article 35 and Law Enforcement Directive Article 27 assessments. Complete the remaining FRIA elements.

After the FRIA, notify the market surveillance authority by submitting the completed Article 27 template, unless a specific Article 46(1) exemption applies. Use the AI Office and receiving authority's template and filing instructions.

Article 27 limits the obligation to first use and requires an update when relevant elements change or become outdated. Set review triggers for the process, frequency, affected groups, risks, oversight, governance and complaints.

  • Cross-reference or include DPIA analysis only for Article 27 obligations it actually satisfies; complete the remaining FRIA coverage for fundamental-rights impacts beyond data protection.
  • Keep the DPIA summary, FRIA summary, Article 13 provider information, instructions for use, oversight design, and complaint mechanism together.
  • Submit the filled-out Article 27 template to the market surveillance authority unless a specific Article 46(1) exemption applies.
  • Set update triggers for changes to process, use period or frequency, affected groups, risk profile, oversight measures, governance, or complaint mechanisms.
Section 5

5. Keep the registration evidence alongside it

Under Article 49, public authorities, EU institutions, bodies, offices and agencies, and people acting on their behalf must register before using an Annex III high-risk system, except point 2 critical infrastructure. Keep registration and FRIA evidence connected.

Annex VIII Section C requires deployer and submitter details, the provider's EU database entry URL, a FRIA findings summary and a DPIA summary where applicable. The bullets below distinguish provider, deployer and special registration routes.

Does every high-risk AI system need a FRIA?

No. Article 27 covers specified deployers using Article 6(2) Annex III high-risk systems. It excludes Annex III point 2 critical infrastructure. High-risk classification under the Article 6(1) product route alone does not trigger a FRIA.

Can we reuse our data protection assessment?

Yes, for elements it already covers. Since 27 July 2026, amended Article 27 allows relevant DPIA sections to be cross-referenced or included. Complete any remaining FRIA work on use, affected people, rights risks, oversight, mitigation, governance, complaints, notification and registration.

What do we need before notifying the authority?

Complete the Article 27 template. Include the deployment process, use period and frequency, affected people, risks of harm, human oversight, mitigation, governance and complaints arrangements, with the linked DPIA summary where applicable.

  • For provider-side registration, keep the provider's EU database entry, intended-purpose description, status, Member States, declaration of conformity, instructions for use, and certificate details where applicable.
  • For deployer-side registration, keep the deployer contact details, submitter details, provider database URL, FRIA findings summary, and DPIA summary where applicable.
  • For law enforcement, migration, asylum, and border-control systems in Annex III points 1, 6, and 7, note that Article 49 uses a secure non-public section of the EU database.
  • For Annex III point 2 critical infrastructure systems, Article 49 says registration is at national level rather than the EU database route described for other Annex III systems.
Primary sources

References and citations

eur-lex.europa.eu6 citations
Referenced sections
  • Primary legal text used for Article 6 high-risk classification, Annex III categories, Article 27 FRIA duties, Article 49 registration, and Annex VIII registration fields.
  • Supports the Article 27 trigger, the Article 6(2) link to Annex III, and the Annex III point 2 critical-infrastructure carveout.
  • Supports Article 6(2), Article 6(3), the documentation requirement for non-high-risk conclusions, and the profiling exception.
Show 3 more
  • Primary legal text for the six Article 27 FRIA content elements and the link to Article 13 provider information.
  • Supports the Article 27 first-use rule, update rule, notification requirement, and required assessment contents.
  • Primary legal text for Article 49 and Annex VIII registration fields, including deployer FRIA and DPIA summaries.
"Fundamental rights impact assessment for high-risk AI systems"
More quoted passages
"Prior to deploying a high-risk AI system referred to in Article 6(2)"
"AI systems referred to in Annex III shall be considered to be high-risk"
"the categories of natural persons and groups likely to be affected"
"The obligation laid down in paragraph 1 applies to the first use"
"A summary of the findings of the fundamental rights impact assessment"
ai-act-service-desk.ec.europa.eu4 citations
Referenced sections
  • Commission Service Desk article page used for the Article 27 FRIA trigger, required contents, update rule, notification, and DPIA relationship.
  • Commission Service Desk presentation of Article 27, including deployer categories and the assessment summary.
  • Lists the Article 27 assessment contents for use, duration, affected groups, risks, oversight, and mitigation.
Show 1 more
  • Confirms the Service Desk summary that the assessment is required for first use, must be updated if changes occur, and complements existing DPIAs.
"The assessment complements existing data protection impact assessments."
More quoted passages
"public bodies and specific private entities must perform an assessment"
"usage, affected groups, risks, human oversight, and mitigation measures"
"must be updated if changes occur"
eur-lex.europa.eu3 citations
Referenced sections
  • Binding amendment published on 24 July 2026 and entering into force on 27 July 2026; it revises Article 27's DPIA handling, the Chapter III application dates, and the legacy-system transition rules.
  • Binding amendment published on 24 July 2026 and entering into force on 27 July 2026; it moves the applicable Chapter III duties for Annex III high-risk systems to 2 December 2027 and amends the legacy-system transition rules.
  • Amended Article 27(4) permits relevant DPIA sections to be cross-referenced or included in the FRIA when they satisfy an Article 27 obligation.
ai-act-service-desk.ec.europa.eu2 citations
Referenced sections
  • Commission Service Desk article page used for provider and deployer registration duties and the Annex III critical-infrastructure registration carveout.
  • Supports Article 49 registration duties, the Annex III point 2 exception, secure non-public sections, and national-level registration for critical infrastructure systems.
"Providers must register themselves and their systems in the EU database"
More quoted passages
"Certain high-risk AI systems used in the area of critical infrastructure are registered at the national level."
digital-strategy.ec.europa.eu2 citations
Referenced sections
  • Commission policy page used for public context on the AI Act's risk-based approach and high-risk AI use-case examples.
  • Provides Commission context for the AI Act's risk-based approach and examples of high-risk use cases.
"The AI Act defines 4 levels of risk for AI systems"
More quoted passages
"AI use cases that can pose serious risks to health, safety or fundamental rights"
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