Are all AI tools in banking, HR, healthcare, or education automatically high-risk under the EU AI Act?
No. The AI Act classifies by intended purpose and route, not by industry name alone. A creditworthiness tool, recruitment-screening system, medical-device AI, or admissions-ranking system may be high-risk, while a general drafting assistant or internal analytics tool in the same organisation may fall outside Article 6 high-risk classification unless another AI Act rule applies.