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Across 10 modules • Updated Jul 24, 2026
Author
Sorena AI
Published
May 9, 2026
Updated
Jul 24, 2026
EU Accessibility Act services: banking, transport, media and e-books

What Annex I duties apply to these covered services?

Covered services other than urban, suburban, and regional transport must satisfy the general service requirements in Annex I Section III unless a scoped exception applies. That means accessible products used in the service, accessible information about how the service works and how those products connect to assistive devices, accessible websites and mobile services, and accessible support information where support services are available. Article 4(3) excludes those three local transport categories from Section III but applies the relevant Section IV self-service-terminal requirement.

Annex I Section IV then adds service-specific duties. Electronic communications services must provide real-time text in addition to voice, total conversation where video is provided, and synchronised emergency communications transmission to the most appropriate public safety answering point where relevant.

Audiovisual media access services must provide accessible electronic programme guides and must transmit accessibility components such as subtitles for the deaf and hard of hearing, audio description, spoken subtitles, and sign language interpretation with adequate quality, synchronisation, and user control.

Consumer banking services must make identification methods, electronic signatures, security, and payment services perceivable, operable, understandable, and robust. Banking information must be understandable without exceeding level B2 of the Council of Europe's Common European Framework of Reference for Languages.

  • Passenger transport services must provide information on vehicle, infrastructure, built-environment accessibility, assistance for persons with disabilities, smart ticketing, real-time travel information, and temporary service availability issues where the listed transport elements are in scope.
  • E-books must support synchronised text and audio when audio is included, avoid blocking assistive technology, allow access, navigation, structure, dynamic layout, flexible presentation, accessibility metadata, and digital rights management that does not block accessibility features.
  • E-commerce services must provide product or service accessibility information when supplied by the responsible economic operator and make identification, security, electronic signature, and payment functionality perceivable, operable, understandable, and robust.
Citations
EU Accessibility Act services: banking, transport, media and e-books

What evidence should a service provider keep?

Article 13 requires service providers to design and provide services in accordance with the EAA accessibility requirements, prepare information explaining how the services meet the applicable requirements, make that information publicly available in written and oral formats including accessible formats, and keep it for as long as the service operates.

Annex V explains what that service information should contain: a general description of the service in accessible formats, descriptions and explanations needed to understand service operation, and a description of how the relevant Annex I requirements are met. It also calls for information demonstrating that service delivery and monitoring keep the service compliant.

If a provider relies on fundamental alteration or disproportionate burden under Article 14, the assessment must be documented and retained. Service providers relying on disproportionate burden must renew the assessment when the service is altered, when requested by the authority responsible for checking services, and at least every five years.

  • Maintain a service scope register that ties each consumer journey to an Article 2 category and Article 3 definition.
  • Keep an Annex I matrix showing the Section III general service duties and the Section IV category-specific duties that apply to the service.
  • Attach accessibility test results for websites, apps, ticketing, payment, identification, security, media-access, e-book, and support-service components as relevant.
  • Keep supplier inputs for products used in the service, such as payment terminals, ATMs, ticketing machines, check-in machines, interactive information terminals, e-readers, terminal equipment, and media access equipment when those products are part of the service evidence.
  • Retain the public service accessibility statement or equivalent general terms document, monitoring records, remediation logs, authority correspondence, and any Article 14 assessment.

What evidence supports an EU Accessibility Act covered-services assessment?

Keep the Article 2 scope classification, Article 3 definition mapping, Annex I service-requirement matrix, accessible service description, test evidence, supplier evidence for products used in the service, monitoring procedure, remediation log, and public service accessibility information. If Article 14 is used, keep the fundamental-alteration or disproportionate-burden assessment and the authority notification record where required.

Where should EU Accessibility Act service accessibility information appear?

Annex V requires the service provider to include information assessing how the service meets Article 4 accessibility requirements in the general terms and conditions or an equivalent document. The information must describe the service in accessible formats, explain service operation, describe how relevant Annex I requirements are met, and show how service delivery and monitoring keep the service compliant.

Citations
EU Accessibility Act services: banking, transport, media and e-books

What scope boundaries should teams avoid overstating?

Do not describe the EAA as covering every service offered by a bank, transport operator, telecommunications provider, media company, publisher, or online retailer. Check whether the specific consumer-facing service falls into Article 2 and the relevant Article 3 definition.

Do not treat audiovisual media content accessibility and access-service accessibility as the same rule. The EAA covers services providing access to audiovisual media services, including electronic programme guides, and Annex I focuses on transmitting accessibility components with adequate quality, synchronisation, and user control.

Do not assume every transport operation is fully in scope. Article 2 names specific transport service elements and separately limits urban, suburban, and regional transport to interactive self-service terminals.

Do not use harmonised standards as a substitute for the legal scope analysis. Standards can help evidence technical accessibility for ICT components, but the EAA service category and Annex I duty still need to be mapped.

  • Check microenterprise status before assigning service duties: Article 4(5) exempts qualifying microenterprises providing services from the service accessibility requirements in Article 4(3), covering the applicable Annex I Sections III and IV duties and related compliance obligations.
  • Check the customer as well as the sector. The listed banking, transport, media-access, e-book, communications, and e-commerce categories are service-side EAA scope when provided to consumers; a business-to-business offer is not brought into the service list merely by using the same technology.
  • Check website and mobile-app content exclusions before testing archived content, older pre-recorded time-based media, older office files, certain online maps, or third-party content outside the operator's funding, development, or control.
  • Use Article 14 only as a documented exception analysis; lack of priority, time, or knowledge is not an official source reason to omit accessibility work.
Citations
WCAG Evidence for the EU Accessibility Act and EN 301 549

Where WCAG evidence fits

The European Accessibility Act makes the applicable Annex I accessibility requirements the legal target for covered products and services. Article 15 creates a presumption of conformity where products or services conform with harmonised standards or parts whose references have been published in the Official Journal of the European Union, or with technical specifications or parts established by a Commission implementing act under Article 15, and only so far as those standards, technical specifications, or parts cover the relevant EAA requirements.

EN 301 549 is a practical ICT evidence bridge. ETSI describes it as a European standard for ICT products and services and says it applies to software, hardware, and combinations of hardware and software. EN 301 549 V3.2.1 is harmonised for the Web Accessibility Directive. ETSI published the final draft of V4.1.0 in June 2026 with EAA relationship tables, but a final draft is not an OJEU citation, so do not transfer either the Web Accessibility Directive reference or final-draft status into an EAA presumption claim.

EN 301 549 V3.2.1 reflects WCAG 2.1 content in clauses 9, 10, and 11 for web content, non-web documents, and software, and its Annex C explains how to determine conformance with individual requirements. Write a WCAG report as evidence for those EN 301 549 requirements, not as a standalone EAA conclusion.

  • Use WCAG evidence for web pages, documents, and software user interfaces where the relevant EN 301 549 clause points to WCAG-derived criteria.
  • Keep a separate EAA mapping from the covered product or service to Annex I and to any EN 301 549 clauses relied on.
  • Before using presumption-of-conformity language, check whether the harmonised standard or part has an OJEU reference, or whether the technical specification or part was established by a Commission implementing act under Article 15, and confirm that it covers the relevant EAA requirement.
  • Record the law supported by each standards reference. A V3.2.1 Annex A result may support a Web Accessibility Directive conclusion, but it is not an EAA Annex I crosswalk.
  • Avoid saying that WCAG conformance proves EAA compliance for hardware controls, packaging, support services, service information, economic-operator obligations, or Article 14 assessments unless those items have their own evidence.

Is WCAG evidence useful for EU Accessibility Act and EN 301 549 work?

Yes, but only for the parts it actually tests. WCAG evidence is useful when it is mapped to EN 301 549 requirements for web content, non-web documents, or software interfaces and then connected to the relevant EAA Annex I requirement. It should not be used as a broad EAA compliance claim for the whole product, service, organisation, or market placement.

Can a WCAG audit prove EAA compliance?

No. A WCAG audit can support specific accessibility requirements, especially where EN 301 549 uses WCAG-derived criteria, but EAA compliance also depends on product or service scope, Annex I coverage, technical documentation or service information, conformity assessment language, operator responsibilities, complaints or authority requests, and any Article 14 fundamental-alteration or disproportionate-burden assessment.

Citations
WCAG Evidence for the EU Accessibility Act and EN 301 549

What the evidence record should contain

A useful WCAG evidence record lets a reviewer reconstruct what was tested and why it was relevant. Treat each record as a clause-level test artifact: identify the asset, the user journey or screen, the EN 301 549 requirement, the WCAG success criterion where applicable, the test method, the result, the defect, and the fix.

For products, the EAA technical documentation must make it possible to assess conformity with relevant accessibility requirements and list harmonised standards or technical specifications applied in full or in part. For services, the service provider must explain how the service meets the applicable accessibility requirements and keep that information for as long as the service is in operation. WCAG evidence should feed those records rather than replace them.

  • Record asset identity: URL, app version, document version, product model, service flow, locale, and release date or build identifier.
  • Record scope: in-scope pages, templates, states, user journeys, documents, software screens, and the reason any item was excluded.
  • Record method: WCAG version, EN 301 549 clause, test procedure, tool output, manual checks, browser, operating system, device, assistive technology, and tester.
  • Record outcome: pass, fail, not applicable, defect severity, remediation owner, fix evidence, regression result, and residual limitation.
  • Record legal mapping separately: EAA Annex I requirement, harmonised-standard part relied on, OJEU or technical-specification basis if used, and whether the conclusion is a narrow test result or a broader compliance assessment.
Citations
WCAG Evidence for the EU Accessibility Act and EN 301 549

What WCAG cannot prove by itself

WCAG is not the same thing as EN 301 549, and EN 301 549 is not the whole EAA analysis. EN 301 549 includes functional performance statements and requirements beyond WCAG-derived web criteria, and the EAA includes legal duties about covered products and services, economic operators, conformity assessment, service information, corrective action, and cooperation with authorities.

Do not convert a clean WCAG test into unsupported claims such as 'EAA compliant', 'EN 301 549 compliant', or 'presumed compliant' unless the record shows the exact scope of the claim and the standards or technical specifications actually relied on. If the test covered only sampled pages, say that. If it covered only a checkout journey, say that. If documents, mobile app screens, hardware controls, support services, or procurement evidence were not tested, say that too.

  • WCAG evidence does not prove that a product or service is covered or excluded under the EAA.
  • WCAG evidence does not prove compliance with all Annex I requirements for products, services, packaging, instructions, support services, or emergency communications.
  • WCAG evidence does not prove that a harmonised standard creates presumption of conformity for an EAA requirement unless the OJEU and coverage conditions are met.
  • WCAG evidence does not support an Article 14 fundamental-alteration or disproportionate-burden position unless that separate assessment is documented.
  • WCAG evidence does not remain reliable after material design, content, platform, supplier, standard, or service changes unless regression testing confirms it.
Citations
WCAG Evidence for the EU Accessibility Act and EN 301 549

Review checklist for WCAG evidence

Review this checklist before relying on a WCAG report in an EAA evidence pack. State what the test proves, what it does not prove, and what additional EAA or EN 301 549 evidence is still needed.

  • State the claim in narrow language: for example, 'tested checkout pages against listed WCAG 2.1 success criteria mapped to EN 301 549 clause 9', not 'EAA compliant'.
  • Map each WCAG finding to the EN 301 549 requirement and the relevant EAA Annex I requirement or explain why the result is only design-quality evidence.
  • Separate sampled evidence from full-coverage evidence and keep the sampling rationale with the report.
  • Keep failed criteria visible until remediation and regression evidence is attached.
  • Review the record when covered journeys, content templates, software releases, assistive-technology support, suppliers, standards, or legal requirements change.
  • Escalate legal wording before using presumption-of-conformity, Article 14, CE marking, EU declaration of conformity, or authority-response language.
Citations
Which products and services does the EU Accessibility Act cover?

Which products are covered by Article 2?

The product list is closed and category based. A product is not covered merely because it has software, a screen, a web portal, or an accessibility feature. Check whether it fits one of the Article 2 product categories and then identify the product-side economic operator: manufacturer, authorised representative, importer, or distributor.

Article 3 defines a product as a good produced through a manufacturing process, excluding food, feed, living plants and animals, products of human origin, and products of plants and animals relating directly to future reproduction. That definition matters when a connected offer combines hardware, software, and an online service.

  • Consumer general purpose computer hardware systems and operating systems for those hardware systems.
  • Payment terminals and self-service terminals dedicated to covered services, including ATMs, ticketing machines, check-in machines, and interactive information terminals, with the vehicle, aircraft, ship, and rolling-stock integration limit stated in Article 2.
  • Consumer terminal equipment with interactive computing capability used for electronic communications services.
  • Consumer terminal equipment with interactive computing capability used for accessing audiovisual media services.
  • E-readers.

Which products does the EU Accessibility Act cover?

Article 2 covers consumer general purpose computer hardware systems and their operating systems, payment terminals, specified self-service terminals used for covered services, consumer terminal equipment used for electronic communications services, consumer terminal equipment used for accessing audiovisual media services, and e-readers. Treat the item as a product-side question when the record concerns a manufactured good placed on the Union market and product economic operators such as the manufacturer, importer, or distributor.

Does the EU Accessibility Act cover every connected device or every app?

No. Article 2 lists specific product categories and specific consumer service categories. A connected device, website, mobile app, or software component should be mapped to a listed product or service category before being treated as EAA scope. For example, an e-commerce checkout can be in scope as an e-commerce service, while unrelated third-party content not funded, developed, or controlled by the economic operator is excluded from the website and mobile application content scope.

Citations
Which products and services does the EU Accessibility Act cover?

Which services are covered by Article 2?

For services, the EAA focuses on consumer-facing categories. Article 3 defines a service provider as a natural or legal person that provides a service on the Union market or offers to provide such a service to consumers in the Union. Article 2 lists answering emergency communications to 112 separately, and Article 31 allowed Member States to apply the national measures for that duty as late as 28 June 2027.

Article 3 defines a consumer as a natural person acting for purposes outside that person's trade, business, craft, or profession. The same platform or feature can therefore need separate conclusions for a consumer offer and a business-only offer; technology alone does not settle service scope.

The service category is not always the same as the underlying sector label. For transport, Article 2 covers specific digital and terminal elements of air, bus, rail, and waterborne passenger transport services, with a narrower rule for urban, suburban, and regional transport services.

  • Electronic communications services, except transmission services used for machine-to-machine services.
  • Services providing access to audiovisual media services, including services used to identify, select, receive information on, and view audiovisual media services and related accessibility features.
  • Air, bus, rail, and waterborne passenger transport elements: websites, mobile device-based services, electronic tickets and ticketing services, transport service information including real-time travel information, and covered interactive self-service terminals.
  • Consumer banking services, including the Article 3 banking and financial service categories listed for consumers.
  • E-books and dedicated software.
  • E-commerce services, defined as services provided at a distance through websites and mobile device-based services by electronic means at the individual request of a consumer with a view to concluding a consumer contract.
  • Answering emergency communications to the single European emergency number 112.

Which services does the EU Accessibility Act cover?

Article 2 covers electronic communications services, access services for audiovisual media services, specified digital and terminal elements of air, bus, rail, and waterborne passenger transport services, consumer banking services, e-books and dedicated software, and e-commerce services. These listed services must be provided to consumers, meaning natural persons acting outside their trade, business, craft, or profession. Article 2 separately covers answering emergency communications to 112, and Member States could defer the national measures for that duty until 28 June 2027.

How should transport services be scoped under the EU Accessibility Act?

For air, bus, rail, and waterborne passenger transport, Article 2 focuses on websites, mobile device-based services including apps, electronic tickets and ticketing services, transport service information including real-time travel information, and interactive self-service terminals located in the Union. Urban, suburban, and regional transport services are treated more narrowly: only the interactive self-service terminal element under Article 2(2)(c)(v) applies.

Citations
Which products and services does the EU Accessibility Act cover?

Where are the product-service boundaries and exclusions?

Mixed offers need two checks. Hardware and operating systems are product-side items when they are placed on the market. Online journeys, banking, e-books, ticketing, media access, electronic communications, and e-commerce are service-side items when provided to consumers. The same commercial offer can therefore need both a product scope record and a service scope record.

Article 2 also limits some website and mobile application content. These limits do not remove an entire covered service from scope; they identify content types that the Directive says it does not apply to.

  • Pre-recorded time-based media published before 28 June 2025.
  • Office file formats published before 28 June 2025.
  • Online maps and mapping services when essential navigational information is provided in an accessible digital manner.
  • Third-party content that is not funded, developed by, or under the control of the economic operator concerned.
  • Website and mobile application archives that only contain content not updated or edited after 28 June 2025.
  • Microenterprises providing services are addressed separately in the Directive; do not use the microenterprise concept to remove product-side scope without checking the product provisions.

What is the difference between an EU Accessibility Act product and service decision?

A product decision asks whether a manufactured good falls into one of the Article 2 product categories and which product economic operator is responsible. A service decision asks whether a consumer-facing service falls into one of the Article 2 service categories and whether the provider is offering or providing that service on the Union market. For mixed offers, keep both records if hardware, software, and the consumer journey each matter to the conclusion.

Which website or mobile app content is outside EU Accessibility Act Article 2?

Article 2 excludes specific website and mobile application content: pre-recorded time-based media and office file formats published before 28 June 2025, online maps where essential navigational information is accessible digitally, third-party content outside the economic operator's funding, development, or control, and qualifying archives that are not updated or edited after 28 June 2025. These are content exclusions, not automatic exclusions for the rest of a covered service.

Citations
Which products and services does the EU Accessibility Act cover?

Evidence records for a category decision

Keep evidence only for facts the scope conclusion actually depends on. A useful record should let a reviewer see the product or service facts, the Article 2 category, the Article 3 definition used, and the source relied on without reconstructing the project history.

Where a product or service is in scope, link the scope record to the accessibility requirements and evidence used for conformity work. Article 4 points covered products and services to Annex I accessibility requirements, while standards or technical specifications may be relevant when used to show how requirements are met.

  • Category conclusion: in scope, out of scope, limited content exclusion, or needs legal review.
  • Facts used: product model or service journey, consumer-facing status, Union market connection, economic operator role, and whether the item is product-side, service-side, or both.
  • Article mapping: Article 2 paragraph and category, Article 3 definition if relevant, and any Article 2 website or mobile application content exclusion relied on.
  • Evidence attachments: screenshots or journey descriptions, product specifications, operating-system or terminal classification, service terms, supplier inputs, accessibility test references, and standards mapping where used.
  • Review triggers: new product model, new consumer journey, change in service provider role, change in controlled third-party content, new transport or banking service element, or a change in the standard or technical specification relied on.
Citations
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